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🙋‍♀️ Wow, what a week in AI. Let’s dive in and make a big splash on the level of your tech smarts. 

HERE’S WHAT’S IN THIS ISSUE:

🎯 AI finds what made your credit score tank
💼 Use AI to rehearse difficult discussions
⚠️ Ask this before your doctor’s AI note-taker records
🤯 Your car knows you’re drowsy first
🛠️ Turn life-admin dread into a real checklist
🫠 A fake Tesla baby stroller, too believable

Picture this. You walk into a store. No cashier. No checkout line. No scanning anything. You grab snacks, drop them in your bag and stroll right out the door. Amazon called its Seattle store Just Walk Out, and it felt like the future. AI watching every item you touched, then charging your account. The reality was a little more crowded. 

🤑 Behind all that AI, a team of workers 7,400 miles away in India was reviewing the footage. In 2022, out of every 1,000 Just Walk Out purchases, how many needed a human in India to make sure the receipt was correct? A) Five, B) 50, C) 700 or D) All 1,000? The answer is checking out at the end.

👩🏻‍💻 Stop spending your best hours on busywork. You need this. nexos.ai is like having a personal assistant that never sleeps. It answers repetitive questions, finds files and handles the small tasks that eat up your day, all without you lifting a finger. Easy to set up and use. No tech skills needed. Try it free with my special code: KIM.* — Kim

🎯 YOUR AI POWER MOVE

Settling the score

Image: ChatGPT/Kim Komando

Nobody wants to talk about their credit score. I get it. 

But one in five people has an error on a credit report, according to the FTC. A late payment that was never late. An account that isn’t yours. A balance you cleared years ago, still hanging around like a bad houseguest.

The bureaus won’t fix it for you. They wait for you to catch it. And most people never look, so the mistake sits there, quietly bumping up the interest on every loan you’ll ever take. That’s your cash walking out the door, one bogus line at a time.

Not anymore. We’re putting AI on the case.

💸 Pull your report first

Go to AnnualCreditReport.com. It’s the only truly free one. Pull all three. The errors hide in the differences between them, and one bureau won’t catch what another missed.

Then we’re going to feed your reports into your AI chatbot and ask it to spot patterns your tired eyes scroll past.

🛡️ 60-second redaction checklist

Before that report touches any AI, grab a black marker for paper or your PDF editor’s redact tool for digital. (Don’t just highlight. Highlighting can be undone.)

Cross out: Your SSN, DOB, every account number, home address, phone number, driver’s license, any ID numbers and the report’s confirmation or file number at the top.

Keep: Creditor names, balances, payment history, account status, dates opened and credit limits.

Then scan it. Your credit’s worth the extra minute.

🤖 Let AI do the digging

Open ChatGPT, Claude, Gemini or Grok and paste this:

❝

You’re a consumer credit expert. I’m pasting my credit report below for all three credit bureaus. I’ve removed my personal identifiers. Find every possible error, duplicate account, outdated item or anything that looks wrong. List each one, explain why it’s a problem and write a separate, dispute letter for each bureau, citing my rights under the Fair Credit Reporting Act. Keep the letters firm and specific. Here are my reports: [paste].

Print the letters. Mail or upload them. The bureau has 30 days to respond by law, and a no-response usually means the item comes off.

One more thing. After the AI spits out your dispute letters, delete the chat. No reason to leave your financial life sitting in a history log. 

Done. I don’t get why my credit score is so low. The bank keeps telling me my balance is outstanding. (lol)

📩 Send this to someone who is about to buy a house or a car.

IN PARTNERSHIP WITH

100+ AI models, all in one place

How much of your day is spent on work that doesn’t really move the needle?

Answering the same questions. Digging through files. Copying information from one app to another. Those little tasks add up fast.

That’s where nexos.⁠ai comes in.

  • Use ChaptGPT, Gemini, Claude, and dozens of other AI models from one dashboard instead of juggling multiple tools.

  • Connect your files, team chats, and other business tools so your AI can provide better answers and help you get more done.  

And because nexos.⁠ai offers a 14-day money-back guarantee, you can see for yourself how much time it can save with virtually no risk.

Thank you for supporting our sponsors, who keep this newsletter free.

💼 YOUR AI EDGE

Practice the no

Image: ChatGPT/Kim Komando

The most dangerous word in any negotiation isn’t “no.” They’re “Let me think about it.” That’s when a $10,000 raise turns into “You know, even $3,000 would be fine,” while your confidence slips out.

Small, awkward conversations cost real money. This is where AI earns its keep. Not for some robotic boss-babe monologue but to rehearse the uncomfortable part before you’re doing it live under bad fluorescent lighting.

🎭 Rehearse the resistance

Open ChatGPT, Claude, Gemini or Grok and paste this:

❝

You’re my difficult-conversation coach. Roleplay the other side realistically.

  • Person: [boss/landlord/coworker/client] 

  • Context: [situation] 

  • What I want: [specific outcome] 

  • Why it’s fair: [facts, receipts] 

  • My walkaway: [if they refuse] 

  • Tone: [calm/firm/warm/direct]

Push back from the start, then get harder. After each reply, score me 1 to 10 on clarity, confidence and strategy, flag what was weak, and rewrite my answers in my voice.

The payoff is walking into the room without your brain doing that charming little thing where it deletes your spine because you can’t think of what to say. 

Doctor: "Sir, I'm afraid your DNA is backwards.” Bob: "And?"

📩 Send this to someone practicing a raise conversation in their head and somehow still losing to an imaginary boss.

📻 MY NATIONAL RADIO & YOUTUBE SHOW

📺 WATCH ON YOUTUBE NOW OR LATER

Someone left a dishwasher in an Uber. Yep. This week, we break down Uber’s wild lost-and-found list, SpaceX’s blockbuster IPO plans, Apple quietly raising trade-in values and why Google is releasing millions of mosquitoes in Florida and California. Yes, mosquitoes.

Also this week: Bluetooth “bomb” panic on a flight, AI mood boards that know too much, license-plate tracking drones and why your Wi-Fi router may be better at finding you than your family is.

Plus, a bakery owner gets roasted for using AI bagel photos. 

Hit play below now, so you’re the smartest person around. 👇

🎧 Or search “Komando” wherever you get your podcasts. I’m everywhere.

⚠️ THE AI TRAP

Image: ChatGPT/Kim Komando

🩻 The database is here to see you

You’re half-naked in a paper gown, freezing, avoiding eye contact with the blood pressure cuff. Then the doctor sets a phone on the counter and says they’re using an AI assistant for notes.

The trap is ambient medical AI, and it’s moving fast. Microsoft bought one of the biggest players, Nuance, for $19.7 billion in cash. Twenty-nine percent of doctors use AI scribes, turning your visit into a vendor-processed data stream.

Here’s how it works.

A mic listens. The audio may travel to a vendor cloud. The system transcribes it, drafts your chart, and the doctor signs it into Epic, Oracle Health or another records system. That audio and transcript? It might be deleted, kept, reviewed or used to train the product. Depends on the contract.

And HIPAA doesn’t mean nothing leaves the room. Hospitals can hand your health info to contractors who help run operations. (Read that twice.)

🔒 No thanks, Doc

Got a problem with it? Speak up. Ask: “Is anything recording or transcribing this visit? I don’t consent to audio recording or AI training. Can we turn it off?”

If they push back, ask for the vendor name, the retention policy, the training policy and the privacy office contact. Know who the exam room’s ghostwriter is working for. The big names: Abridge, Microsoft Dragon Copilot, Suki, Ambience, Nabla, DeepScribe and Augmedix.

After the visit, do this:

Log into your patient portal within a few days and read the visit note. Make sure nothing strange landed on your record. See an error? Challenge it in writing. You have the right to amend your chart. Ask them to delete the audio and transcript once the note is signed. Request the retention policy in writing, so you’ve got a paper trail.

📩 Send this to anyone with a doctor’s appointment this month. They should know who else might be listening.

🧠 SMART STEALS OF THE WEEK

As an Amazon Associate, some links pay us a commission at no extra cost to you. Keeps this newsletter free. Thank you.

🤖 Take it from me

Portable tech that goes where you go.

📱 AI-powered upgrade: Pixel 10 Pro (25% off, $749)
4.4 ⭐ 1,000+ reviews

Google’s Gemini is baked right in. Circle anything on screen to search it instantly, get real-time translations or let it tackle your to-do list. Add a triple-camera system and an all-day battery, and you’re set.

Image: Google

💻 Sofa workstation: A lap desk (35% off, $53) fits laptops up to 17 inches and comes with a built-in storage drawer for your odds and ends.

First-class sound: These wireless headphones (23% off, $19) fold flat and pump out up to 65 hours of audio on a single charge.

🔋 Juice box: This pocket-size power bank (20% off, $37) has two built-in cables, five ports and plugs straight into any wall.

Memories made easy: Acer’s dual-slot SD card reader (23% off, $10) moves files at 5 Gbps. That’s hundreds of photos in seconds.

👩‍💻 “Kim, what’s the best smart tech?” See my top 25 answers on Amazon.

🤯 “I HAD NO IDEA”

Image: ChatGPT/Kim Komando

💤 Dashboard confessional

Your car used to monitor oil and tire pressure. Now it’s learning to monitor whether the person holding the wheel is mentally still on Earth.

A camera near the dash watches your face, often with infrared light. It measures blink rate, eyelid droop, gaze direction, even PERCLOS, the percentage of eyelid closure. (Very normal sentence to type.) 

Your car may know you’re drowsy before you tell the cop that red light “looked kind of yellow.”

🚗 Closer than they appear

Subaru DriverFocus, GM Super Cruise and Ford BlueCruise all use a near-infrared camera to catch distraction. Tesla runs a cabin camera during Autopilot. In Europe, new cars already need drowsiness warnings. 

In the U.S., federal law wants to mandate the tech, but it’s stuck in the “sounds easy until you accidentally strand a sober accountant at Costco” phase.

👁️ Who’s watching

Where does the footage go? For most systems, the camera reads your face on-device and tosses the video. It’s watching, not recording. But Tesla’s camera can send clips if you opt into data sharing, and that consent is buried in the terms you tapped past. (Go read what you agreed to.)

How do you know it’s on? Look for a small lens on the steering column or near the mirror, usually with a faint glow.

Can you opt out? Sometimes. Subaru lets you switch it off. But on hands-free systems, no camera means no feature. The car isn’t asking if the engine’s overheating. It’s asking if you are.

🛠️ YOUR TOOL OF THE WEEK

Image: Goblin.tools

Goblin.tools

WHAT IT DOES: The Magic ToDo breaks messy tasks into smaller steps and estimates time, helping turn vague life-admin dread into a step-by-step checklist.

WHY IT’S COOL: Most AI tools want to make you a creator. This one helps you to be a functioning adult. That task looming on your brain could be 14 tiny, solvable traps. 

WHO IT’S FOR: Anyone whose to-do list says insurance, garage, trip??? and who ruins the afternoon by thinking about it. 

PRICE: Free on the web at goblin.⁠tools. Mobile apps run $0.99 to $1.99. 

HOW TO USE IT: 

  1. Go to goblin.tools. 

  2. Use Magic ToDo for one task. 

  3. Add a task: “Clean the garage.”

  4. Adjust spiciness level for level of detail.

  5. Press the wand to break down the task.

  6. Start doing stuff.

  7. Optional: Break down subtasks even further with the wand. Use the hammer icon to estimate times or prioritize tasks. 

Try any of these tasks to get started: 

❝
  1. Get to inbox zero.

  2. Clean up my messy desktop. 

  3. Clean and organize my car, so it feels new. 

THE CATCH: Time estimates are guesses. A lot of them overestimate and ironically don’t account for how much AI can speed them up. Also, it can overbreak things until “put shoes by door” becomes a tiny ceremony.

🫠 WTF (WHAT THE FUTURE)?

Image: @doganuraldesign via X

👶 Baby’s first autopilot

A fan-made Tesla RoboPod concept stroller went viral on X, and the disturbing part wasn’t that people believed it. It’s that nobody questioned the $2,499 price tag.

The fake render looked exactly like a Tesla product: glossy white shell, Full Self-Driving branding and enough minimalist curves to transport an infant who looks like one of the cart-bound humans in WALL-E. 

The joke lands because premium strollers already cost $1,000-plus, and AI-powered models like Glüxkind’s Ella can run close to $4,000. 

This Tesla stroller? Probably smells like musk. (Get it, Elon Musk? Tough crowd.)

🎬 END OF PROMPT

The answer: C) About 700 out of every 1,000. Yup, roughly 7 of every 10 “automated” trips needed a real person in India checking the video. That’s why your receipt sometimes showed up hours later. But here’s what nobody tells you. 

Amazon killed Just Walk Out in its grocery stores, then went bigger. It’s building warehouses the size of 55 football fields, five floors tall, stuffed with 10 times the robots of a normal center. And every single one still hires 2,500 humans. Even the robot future runs on people.

💼 Half your workday is not work: It’s the same email answered for the 10th time, the file you cannot find and the task you keep putting off because it’s super tedious. nexos.⁠ai handles all of it automatically, so you can spend your time on the stuff that actually matters. Get 50% off with code KIM. It comes with a 14-day free trial.* 

Today, you got AI to fight your credit bureau, a script to nail that raise, the question to ask before your doctor’s phone starts recording and a free tool that makes “clean the garage” doable. Not bad for one coffee. Forward this to someone who’d thank you.

😂 How do we know when Artificial Intelligence has become self-aware? It starts to think its bot is too big.

🚀 Hey, thanks for being here! The future belongs to the people paying attention. You’re one of them. See you next Thursday. Drop a rating below, and leave a comment. I read them all! — Kim

Kim Komando • Komando.com • 510+ radio stations • Trusted by millions daily

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🎉 Keep it going! You got this! — Kim

HOW’D I DO?

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Photo credit(s): ChatGPT/Kim Komando, Google, Goblin.⁠tools, @doganuraldesign via X

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